Metaphors of budgeting
A checking account is like a reservoir and the budget is the dam. Money flows into your account from your employer, it builds up here, and then it is restricted going out to your various debtors. The dam makes sure that the cash flowing through never sinks to low or rises to high.
A checking account is like a bucket. As money comes in, it fills the bucket. When you spend it, you open a spigot on the side and let a little flow out, but never enough to empty the bucket.
What metaphors do you have?
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